๐Ÿ’ฐ New Hampshire Education Freedom Account

How to Use New Hampshire's Education Freedom Account for Expert Tutoring

New Hampshire's Education Freedom Account gives Kโ€“12 students approximately $4,419 per year for tutoring, curriculum, and other educational expenses. Now universally available to all NH families. Here's everything you need to know.

โœ๏ธ By Kristen, Education Interventions ๐Ÿ“… 2025 ๐Ÿ• 8 min read

New Hampshire launched its Education Freedom Account (EFA) program in 2021 โ€” becoming one of the first states in the nation to give families direct control over their education funding. In June 2025, Governor Kelly Ayotte signed legislation removing the income cap entirely, making New Hampshire the 19th state to establish a universal school voucher system. Now any New Hampshire family with a Kโ€“12 student can apply for EFA funds to use for tutoring, private school, curriculum, and more.

Education Interventions is an approved New Hampshire EFA vendor. Here's everything you need to know about using these funds for certified virtual literacy tutoring.

~$4,419Average annual EFA grant per student โ€” funded through the state Education Trust Fund
UniversalIncome cap removed June 2025 โ€” all NH families now eligible regardless of income
10,000+New Hampshire students enrolled in the EFA program โ€” cap reached in 2025

What Is New Hampshire's Education Freedom Account?

New Hampshire's Education Freedom Accounts (EFAs) are grants from the State of New Hampshire, administered by the Children's Scholarship Fund New Hampshire (CSF-NH). Families receive funds in a ClassWallet account that can be spent on approved educational expenses including tutoring, private school tuition, online learning programs, curriculum, technology, testing, and more.

The EFA program was created in 2021 and has grown rapidly โ€” reaching its enrollment cap of 10,000 students in 2025. In June 2025, legislation was signed removing the income cap entirely, making the program universally available. Unused funds roll over year to year and remain available until the student withdraws from the program or graduates.

New Hampshire's EFA has one of the broadest lists of approved expenses of any state program. Tutoring, curriculum, tech devices, transportation, therapies, online programs, summer programs, testing, and extracurricular activities are all approved. The flexibility makes it one of the most family-friendly ESA programs in the country.

Who Qualifies for New Hampshire's EFA?

Since June 2025, the EFA program is open to all New Hampshire families โ€” the income cap has been removed. Your child must be a New Hampshire resident between the ages of 5 and 20 who is eligible to enroll in a New Hampshire public elementary or secondary school.

Priority access is given to: existing EFA recipients, siblings of participating students, students with special needs, and students from families with income at or below 350% of the federal poverty level. These priority groups can be admitted even after the general enrollment cap is reached.

Enrollment cap matters: There is an initial cap of 10,000 students with a 25% escalator if 90% of the cap is filled. The cap was reached in 2025 โ€” meaning priority groups still had access but some general applicants were waitlisted. Apply as early as possible and apply during the first day the window opens to maximize your chances.

How to Apply โ€” Step by Step

1

Visit the Children's Scholarship Fund NH

Go to nh.scholarshipfund.org to apply. The CSF-NH administers the EFA program on behalf of the state. Applications for 2026โ€“27 are currently open.

2

Gather Required Documents

You'll need proof of New Hampshire residency, your child's birth certificate or other age documentation, and for priority applicants โ€” documentation of income level or special needs status.

3

Submit Your Application

Apply online โ€” do not submit more than once per family. To receive a 100% EFA grant for the school year, your application and supporting materials must be verified by July 15. Applications submitted after this date may receive a prorated award.

4

Sign Your EFA Agreement

Once approved, sign the EFA agreement which includes agreeing to share academic accountability documents. Returning EFA families must submit a Record of Educational Attainment from the current school year to qualify for the upcoming year.

5

Access Your ClassWallet Account

Once your account is set up you'll receive a welcome email from ClassWallet. Use the ClassWallet platform to make payments to approved vendors directly. Before a purchase goes through it must be approved by CSF-NH staff.

6

Select Education Interventions

Education Interventions is an approved NH EFA vendor. Contact us and we'll walk you through the ClassWallet payment process. Virtual sessions can begin as soon as your payment is confirmed.

Why New Hampshire EFA + Education Interventions Is a Perfect Match

New Hampshire families โ€” especially those in rural areas โ€” often have limited access to specialized literacy tutoring locally. The EFA program and Education Interventions' 100% virtual model solve this perfectly: your child gets expert one-on-one literacy support from a certified educator, delivered over video from anywhere in New Hampshire, paid for entirely by your EFA funds.

โœ… Approved New Hampshire EFA vendor โ€” Enrolled in ClassWallet. Payments come directly from your account to us.

โœ… Certified teachers only โ€” Every tutor holds a teaching certification. No college students or uncredentialed tutors.

โœ… Orton-Gillingham inspired structured literacy โ€” Research-based methods proven especially effective for students with dyslexia and reading differences.

โœ… 100% virtual โ€” Expert support from anywhere in New Hampshire โ€” Manchester, Nashua, Concord, or rural communities throughout the Granite State.

โœ… Regular progress reports โ€” Full transparency with every family we serve.

Frequently Asked Questions

Do unused EFA funds roll over?

Yes โ€” unused EFA funds roll over from year to year and remain available until the parent or guardian withdraws the student from the program or until the student graduates from high school. This is a significant advantage that allows families to build a reserve for larger educational investments.

My child is homeschooled. Can they use the EFA?

Yes โ€” with an important caveat. Students who enroll in the EFA program must terminate any existing home education program registered under RSA 193-A. EFA students follow a different set of requirements than traditional homeschoolers. Review the EFA Parent Handbook carefully before applying if your child is currently homeschooled.

Does receiving an EFA affect other financial aid?

Receiving the EFA grant does not disqualify students from receiving other types of aid. The CSF-NH encourages families to apply for any other programs they may qualify for in addition to the EFA.

What if the enrollment cap is already full?

Priority groups โ€” including students with special needs, siblings of current participants, and lower-income families โ€” can still be admitted after the general cap is reached. If you're not in a priority group and the cap is full, you may be placed on a waiting list. Apply early and apply on the first day the window opens.

Ready to Use Your New Hampshire EFA for Tutoring?

Education Interventions is an approved New Hampshire EFA vendor. Contact us today and we'll walk you through exactly how to use your ClassWallet funds for expert virtual literacy tutoring โ€” reading, writing, and spelling for Kโ€“12 students across New Hampshire.

Contact Us Today โ†’
๐Ÿ‘ฉโ€๐Ÿซ
Kristen โ€” Founder, Education Interventions

Kristen is a certified literacy specialist and founder of Education Interventions, providing research-based virtual one-on-one reading, writing, and spelling tutoring for Kโ€“12 students. Approved EFA vendor in New Hampshire and 11 other states. Contact us at kristen@eduinterventions.com or (336) 813-0191.

Sources: Children's Scholarship Fund New Hampshire (nh.scholarshipfund.org); NH Department of Education โ€” EFA Program (education.nh.gov); EdChoice โ€” NH EFA Profile (2026); Reaching Higher NH โ€” SB 295 Universal Expansion (2025). Program details change annually โ€” always verify current information at nh.scholarshipfund.org.